# AI subscription prices, November 2026

> As of 4 November 2026, the standard paid plan of ChatGPT, Claude, Gemini and Microsoft Copilot costs $20 a month (Google and Microsoft charge $19.99). The cheapest paid plan is Google AI Plus at $4.99, and the top tiers cost $200 a month. The only change since our 20 October check: Claude's $200 Max 20x plan is now called Ultra.

- This page: https://finderatlas.com/blog/ai-subscription-prices
- Published: 2026-11-04
- Facts last checked: 2026-11-04

## All plans at a glance

Monthly US prices before tax. Where a vendor only shows an annual-billing price, the table says so.

**AI assistant subscription prices, checked 4 Nov 2026**

| Assistant | Free plan | Cheapest paid | Standard plan | Top plan |
| --- | --- | --- | --- | --- |
| [ChatGPT](https://finderatlas.com/tools/chatgpt.md) | Yes | Go, $8 | Plus, $20 | Pro, from $100 (3 tiers) |
| [Claude](https://finderatlas.com/tools/claude.md) | Yes | Pro, $20 | Pro, $20 | Ultra, $200 |
| [Gemini](https://finderatlas.com/tools/gemini.md) | Yes | Google AI Plus, $4.99 | Google AI Pro, $19.99 | Google AI Ultra, $199.99 |
| [Microsoft Copilot](https://finderatlas.com/tools/microsoft-copilot.md) | Yes | Microsoft 365 Personal, $9.99 | Microsoft 365 Premium, $19.99 | Microsoft 365 Premium, $19.99 |
| [Perplexity](https://finderatlas.com/tools/perplexity.md) | Yes | Pro, $17 billed annually | Pro, $17 billed annually | Max, $167 billed annually |
| [Grok](https://finderatlas.com/tools/grok.md) | Yes | Plus, $8 | Premium, $30 | Ultra, $200 |
| [Le Chat](https://finderatlas.com/tools/mistral-le-chat.md) | Yes | Pro, $14.99 | Pro, $14.99 | Pro, $14.99 |
| [DeepSeek](https://finderatlas.com/tools/deepseek.md) | Yes, web and apps | No paid chat plan | – | – |

## What changed since October

**Claude renamed its top plans on 30 October.** Max 5x is now just Max ($100 a month, 5x Pro usage). Max 20x is now Ultra ($200 a month), with 10x Pro usage per week and no five-hour session limit. Prices did not change, and existing Max 20x subscribers moved to Ultra automatically.

No other list price we re-checked moved between 20 October and 4 November. Perplexity is running a limited-time offer of free Computer credits with Pro ($40) and Max ($450).

## Which AI subscription is cheapest?

**Google AI Plus at $4.99 a month** is the cheapest paid plan from a major assistant. It doubles Gemini's free usage and adds 400 GB of Google storage. Next come [ChatGPT Go](https://finderatlas.com/tools/chatgpt.md) and [Grok Plus](https://finderatlas.com/tools/grok.md) at $8, then Microsoft 365 Personal at $9.99, which also includes the desktop Office apps.

If you pay nothing, [DeepSeek](https://finderatlas.com/tools/deepseek.md) has no paid chat plan at all, and ChatGPT's free plan now offers unlimited text chats, subject to OpenAI's abuse guardrails. Every assistant in the table has a free plan.

## What does $20 a month get you?

Five assistants have converged on about $20 for their main plan. What differs is what comes bundled with it:

- **ChatGPT Plus ($20):** advanced reasoning models, expanded deep research, Projects, scheduled tasks, custom GPTs and expanded Codex use. Monthly billing only.
- **Claude Pro ($20, or $17 a month billed annually):** Claude Code, Projects, more models and at least 5x the free plan's usage per session.
- **Google AI Pro ($19.99):** Gemini's Pro models, 4x the free usage, 1,000 Google Flow credits and 5 TB of storage across Gmail, Drive and Photos.
- **Microsoft 365 Premium ($19.99):** Copilot in Word, Excel, PowerPoint and Outlook with the highest consumer usage, plus Office for up to six people. AI features are for the subscription owner only.
- **Perplexity Pro ($17 a month billed annually):** deep research, a choice of models from OpenAI, Anthropic, Google and others, and expanded Computer access.

For side-by-side details, see [ChatGPT vs Claude](https://finderatlas.com/compare/chatgpt-vs-claude.md), [ChatGPT vs Gemini](https://finderatlas.com/compare/chatgpt-vs-gemini.md) and [Claude vs Gemini](https://finderatlas.com/compare/claude-vs-gemini.md).

## Is a $100 or $200 plan worth it?

Top tiers sell more usage, not different products. They make sense if you hit the limits of the standard plan most weeks, usually through long coding or research sessions. Each vendor states the extra usage as a multiple of a lower plan:

**Usage on top tiers, as each vendor states it**

| Plan | Price | Usage |
| --- | --- | --- |
| Claude Max | $100 | 5x Pro |
| Claude Ultra | $200 | 10x Pro per week, no five-hour limit |
| Google AI Ultra | $99.99 | 5x AI Pro |
| Google AI Ultra (higher tier) | $199.99 | 20x AI Pro |
| Grok Premium | $30 | 4x Plus |
| Grok Super | $100 | 15x Plus |
| Grok Ultra | $200 | 50x Plus |
| ChatGPT Pro | From $100 | Three usage tiers; OpenAI does not publish multiples |

## How much does annual billing save?

- **Claude Pro:** $200 a year instead of $240, a saving of about 17%.
- **Microsoft 365 Personal:** $99.99 a year instead of $119.88. **Premium:** $199.99 instead of $239.88. Both about 17%.
- **Perplexity:** shows annual-billing prices only on its plans page ($17 for Pro, $167 for Max).
- **ChatGPT and Le Chat:** no annual option for individual plans.

## Team and business plans

**Per-user team prices**

| Plan | Monthly billing | Annual billing |
| --- | --- | --- |
| Claude Team, Standard seat | $25 | $20 |
| Claude Team, Premium seat | $125 | $100 |
| Le Chat Team | $24.99 | – |
| Perplexity Enterprise Pro | From $40 | $400 a year |
| ChatGPT Business † | $25 | $20 |
| Microsoft 365 Copilot Business † | $25.20 | $21 |
| Gemini Enterprise Business † | From $21 | – |

_† Last checked 20 Oct 2026. These vendors' pages did not show team prices without signing in on 4 Nov._

## How we check prices

Every price comes from the vendor's own pricing page, opened on the date shown, with US prices before tax. Several vendors price by country (Grok and Gemini showed local currency for other regions), so you may see a different number. We re-check this page every month and keep the same URL. Each tool's FinderAtlas page has its full plan list; browse [all AI assistants](https://finderatlas.com/categories/ai-assistants.md) or [compare any two tools](https://finderatlas.com/compare).

## Frequently asked questions

**What is the cheapest paid AI subscription?**

Google AI Plus at $4.99 a month in the US, as of 4 November 2026. ChatGPT Go and Grok Plus follow at $8 a month.

**Is ChatGPT Plus or Claude Pro cheaper?**

Both cost $20 a month. Claude Pro drops to $17 a month on annual billing ($200 a year); ChatGPT Plus is billed monthly only.

**What happened to Claude Max 20x?**

On 30 October 2026 Anthropic renamed it Ultra. It still costs $200 a month and now gives 10x Pro usage per week with no five-hour session limit. The $100 Max 5x plan is now just called Max.

**Which AI assistant is completely free?**

DeepSeek has no paid chat plan; its web chat and apps are free. Every other major assistant has a free plan with usage limits.

**Are AI subscription prices the same in every country?**

No. Google, xAI and others set prices per country and show local currency. The prices here are US list prices before tax.

## Sources

- [ChatGPT pricing](https://chatgpt.com/pricing)
- [Claude pricing](https://claude.com/pricing)
- [Google AI plans](https://gemini.google/us/subscriptions/)
- [Microsoft 365 plans](https://www.microsoft.com/en-us/microsoft-365/buy/compare-all-microsoft-365-products)
- [Perplexity plans](https://www.perplexity.ai/pro)
- [Perplexity Help Center: plans](https://www.perplexity.ai/help-center/en/articles/11187416-which-perplexity-subscription-plan-is-right-for-you)
- [Grok plans (USD, via Cursor)](https://cursor.com/pricing)
- [Mistral pricing](https://mistral.ai/pricing)