# ChatGPT vs Microsoft Copilot

> ChatGPT: OpenAI's AI assistant for writing, research, coding, image generation and voice chat
> Microsoft Copilot: Microsoft's AI assistant for chat, writing and research across web, apps and Microsoft 365

- ChatGPT profile: https://finderatlas.com/tools/chatgpt
- Microsoft Copilot profile: https://finderatlas.com/tools/microsoft-copilot
- Comparison page: https://finderatlas.com/compare/chatgpt-vs-microsoft-copilot
- Last reviewed: October 2026

## Verdict

ChatGPT and Microsoft Copilot are both AI Assistants tools. ChatGPT scores higher in FinderAtlas's editorial review (8.9 vs 8.4 out of 10). Both have a free plan or trial.

### Choose ChatGPT if

- You want a tool built for everyday questions, drafting and editing text, summarizing documents, coding help, data analysis and image generation in one assistant.
- One assistant covers text, voice, images, file analysis, search and coding.
- Free tier lets users try the service without a card.

### Choose Microsoft Copilot if

- You want a tool built for drafting and summarizing inside Word.
- Free tier with chat, image creation and voice on web, desktop and mobile.
- Built into Word, Excel, PowerPoint, Outlook and Teams for Microsoft 365 subscribers.

## Pricing

| | ChatGPT | Microsoft Copilot |
| --- | --- | --- |
| Pricing model | Freemium | Freemium |
| Free plan or trial | Yes | Yes |
| Starting price | $0 | $0 |

## Features

| Feature | ChatGPT | Microsoft Copilot |
| --- | --- | --- |
| Chat with web search | Yes | Not listed |
| Voice mode | Yes | Not listed |
| Image generation | Yes | Not listed |
| File and image analysis | Yes | Not listed |
| Projects | Yes | Not listed |
| ChatGPT agent | Yes | Not listed |
| Codex | Yes | Not listed |
| Connectors and apps | Yes | Not listed |
| Chat | Not listed | Yes |
| Image creation | Not listed | Yes |
| Voice | Not listed | Yes |
| Microsoft 365 integration | Not listed | Yes |
| Cowork | Not listed | Yes |
| Researcher | Not listed | Yes |
| Code | Not listed | Yes |
| Notebook and Guided Learning | Not listed | Yes |
| Work IQ | Not listed | Yes |
| Auto model picker | Not listed | Yes |

## Platforms

| Platform | ChatGPT | Microsoft Copilot |
| --- | --- | --- |
| Web | Yes | Yes |
| Windows | Yes | Yes |
| macOS | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | No | No |
| Browser Extension | No | No |

## ChatGPT strengths

- One assistant covers text, voice, images, file analysis, search and coding
- Free tier lets users try the service without a card
- Apps for web, iOS, Android, macOS and Windows with synced history
- Large ecosystem of connectors, projects and agent features
- Plans range from $8 to $500 per month, so users can match spend to usage

## ChatGPT limitations

- Free and Go usage limits are low and may include ads
- Pricing and model lineup change often, which makes limits hard to compare over time
- Answers can be wrong and need checking, especially for facts and citations
- The top Pro tiers cost $100 to $500 per month

## Microsoft Copilot strengths

- Free tier with chat, image creation and voice on web, desktop and mobile
- Built into Word, Excel, PowerPoint, Outlook and Teams for Microsoft 365 subscribers
- Copilot Chat is included with eligible business Microsoft 365 plans at no extra cost
- Enterprise Data Protection and admin controls in business plans
- Apps for Windows, macOS, iOS and Android

## Microsoft Copilot limitations

- Consumer premium features require a Microsoft 365 subscription; the standalone Copilot Pro plan is no longer sold
- Copilot Business is an add-on at $21 to $25.20 per user per month on top of a Microsoft 365 plan
- Usage limits apply to free and lower tiers, and Microsoft does not publish exact numbers on the pricing page
- Family plan AI features are for the subscription owner only

## FAQ

**Is ChatGPT better than Microsoft Copilot?**

It depends on your workflow. ChatGPT is built for everyday questions, drafting and editing text, summarizing documents, coding help, data analysis and image generation in one assistant. Microsoft Copilot is built for drafting and summarizing inside Word.

**What are the key feature differences between ChatGPT and Microsoft Copilot?**

ChatGPT: OpenAI's AI assistant for writing, research, coding, image generation and voice chat. Microsoft Copilot: Microsoft's AI assistant for chat, writing and research across web, apps and Microsoft 365. ChatGPT is rated 4.0/5 from 1 user review.

**Does ChatGPT or Microsoft Copilot have a free plan?**

Yes, both do. ChatGPT is freemium and Microsoft Copilot is freemium, and each has a free plan or trial.

**Which is cheaper, ChatGPT or Microsoft Copilot?**

Both can be used for free. Paid plans differ in limits and features, so compare the tiers in the pricing table above.