# Code By AI vs Cursor

> Code By AI: One API key for Claude Code, Codex and Gemini — billed per token, from 1/6 of the official price.
> Cursor: AI coding agent and VS Code-based editor for multi-file edits and cloud agents

- Code By AI profile: https://finderatlas.com/tools/code-by-ai
- Cursor profile: https://finderatlas.com/tools/cursor
- Comparison page: https://finderatlas.com/compare/code-by-ai-vs-cursor
- Last reviewed: November 2026

## Verdict

Code By AI and Cursor are both Coding AI tools. Only Cursor has a free plan or trial. Only Code By AI offers an API. Only Cursor is available on Windows, macOS and iOS.

### Choose Code By AI if

- You want a tool built for developers who code with Claude Code, Codex or Gemini CLI.

### Choose Cursor if

- You want a tool built for Multi-file feature work, codebase-wide refactoring, delegating tasks to background agents, reviewing pull requests.
- Familiar VS Code-based editor with extension and keybinding support.
- Local and cloud agents that can run in parallel on multi-file tasks.

## Pricing

| | Code By AI | Cursor |
| --- | --- | --- |
| Pricing model | Paid | Freemium |
| Free plan or trial | No | Yes |
| Starting price | 0 | $0 |

## Features

| Feature | Code By AI | Cursor |
| --- | --- | --- |
| One API key for Claude Code, Codex and Gemini CLI | Yes | Not listed |
| One OpenAI-compatible endpoint | Yes | Not listed |
| Pay per token from 1/6 of official prices | Yes | Not listed |
| Agents | Not listed | Yes |
| Cloud agents | Not listed | Yes |
| Tab and inline edits | Not listed | Yes |
| Codebase indexing | Not listed | Yes |
| Model choice | Not listed | Yes |
| Bugbot code review | Not listed | Yes |
| CLI | Not listed | Yes |
| Slack app and iOS app | Not listed | Yes |
| Marketplace and rules | Not listed | Yes |
| Privacy mode | Not listed | Yes |

## Platforms

| Platform | Code By AI | Cursor |
| --- | --- | --- |
| Web | Yes | Yes |
| Windows | No | Yes |
| macOS | No | Yes |
| iOS | No | Yes |
| Android | No | No |
| API | Yes | No |
| Browser Extension | No | No |
| CLI | Yes | Yes |
| Linux | No | Yes |

## Cursor strengths

- Familiar VS Code-based editor with extension and keybinding support
- Local and cloud agents that can run in parallel on multi-file tasks
- Choice of models from several providers, including Cursor's own
- Covers editor, CLI, web, Slack, iOS and PR review in one product
- Privacy mode and SOC 2 and ISO certifications for team use

## Cursor limitations

- Third-party model usage is billed separately from the plan at API list price
- Pricing is bundled with Grok and uses weekly usage pools, which makes costs harder to predict
- No Android app, and the iOS app only controls local agents
- Indexing can be heavy on very large repositories

## FAQ

**Is Code By AI better than Cursor?**

It depends on your workflow. Code By AI is built for developers who code with Claude Code, Codex or Gemini CLI. Cursor is built for Multi-file feature work, codebase-wide refactoring, delegating tasks to background agents, reviewing pull requests.

**What are the key feature differences between Code By AI and Cursor?**

Code By AI: One API key for Claude Code, Codex and Gemini — billed per token, from 1/6 of the official price. Cursor: AI coding agent and VS Code-based editor for multi-file edits and cloud agents. Cursor is rated 5.0/5 from 1 user review.

**Does Code By AI or Cursor have a free plan?**

Cursor has a free plan or trial; Code By AI is paid only.

**Which is cheaper, Code By AI or Cursor?**

Both can be used for free. Paid plans differ in limits and features, so compare the tiers in the pricing table above.