# Duck.ai vs Microsoft Copilot

> Duck.ai: Chat with ChatGPT, Claude and other AI models without handing over your data
> Microsoft Copilot: Microsoft's AI assistant for chat, writing and research across web, apps and Microsoft 365

- Duck.ai profile: https://finderatlas.com/tools/duck-ai
- Microsoft Copilot profile: https://finderatlas.com/tools/microsoft-copilot
- Comparison page: https://finderatlas.com/compare/duck-ai-vs-microsoft-copilot
- Last reviewed: October 2026

## Verdict

Duck.ai and Microsoft Copilot are both AI Assistants tools. Microsoft Copilot scores higher in FinderAtlas's editorial review (8.4 vs 7.8 out of 10). Both have a free plan or trial. Only Microsoft Copilot is available on Windows, macOS and iOS.

### Choose Duck.ai if

- You want a tool built for everyday questions and drafting where you do not want chats tied to an account or used for training, and trying several models in one place.
- Free tier works without an account.
- Personal metadata such as IP address is removed before prompts reach providers.

### Choose Microsoft Copilot if

- You want a tool built for drafting and summarizing inside Word.
- Free tier with chat, image creation and voice on web, desktop and mobile.
- Built into Word, Excel, PowerPoint, Outlook and Teams for Microsoft 365 subscribers.

## Pricing

| | Duck.ai | Microsoft Copilot |
| --- | --- | --- |
| Pricing model | Freemium | Freemium |
| Free plan or trial | Yes | Yes |
| Starting price | $0 | $0 |

## Features

| Feature | Duck.ai | Microsoft Copilot |
| --- | --- | --- |
| Multi-model chat | Yes | Not listed |
| No account required | Yes | Not listed |
| Metadata removal | Yes | Not listed |
| No training on chats | Yes | Not listed |
| Local recent chats | Yes | Not listed |
| Voice chat | Yes | Not listed |
| Image generation | Yes | Not listed |
| File and image upload | Yes | Not listed |
| Subscription bundle | Yes | Not listed |
| Chat | Limited | Yes |
| Image creation | Not listed | Yes |
| Voice | Not listed | Yes |
| Microsoft 365 integration | Not listed | Yes |
| Cowork | Not listed | Yes |
| Researcher | Not listed | Yes |
| Code | Not listed | Yes |
| Notebook and Guided Learning | Not listed | Yes |
| Work IQ | Not listed | Yes |
| Auto model picker | Not listed | Yes |

## Platforms

| Platform | Duck.ai | Microsoft Copilot |
| --- | --- | --- |
| Web | Yes | Yes |
| Windows | No | Yes |
| macOS | No | Yes |
| iOS | No | Yes |
| Android | No | Yes |
| API | No | No |
| Browser Extension | No | No |

## Duck.ai strengths

- Free tier works without an account.
- Personal metadata such as IP address is removed before prompts reach providers.
- Chats are not used for training by DuckDuckGo, and providers agree not to train on them.
- Several providers' models are available from one interface.
- Plus ($9.99/month) bundles a VPN and identity protection services.

## Duck.ai limitations

- Free tier is limited by daily usage caps, and the paid limits are not published as numbers.
- Strongest models are subscriber-only, and the top tier costs $19.99/month.
- No public API and no standalone mobile app found.
- Chat history is local by default, so it does not sync across devices without opting into Sync & Backup.

## Microsoft Copilot strengths

- Free tier with chat, image creation and voice on web, desktop and mobile
- Built into Word, Excel, PowerPoint, Outlook and Teams for Microsoft 365 subscribers
- Copilot Chat is included with eligible business Microsoft 365 plans at no extra cost
- Enterprise Data Protection and admin controls in business plans
- Apps for Windows, macOS, iOS and Android

## Microsoft Copilot limitations

- Consumer premium features require a Microsoft 365 subscription; the standalone Copilot Pro plan is no longer sold
- Copilot Business is an add-on at $21 to $25.20 per user per month on top of a Microsoft 365 plan
- Usage limits apply to free and lower tiers, and Microsoft does not publish exact numbers on the pricing page
- Family plan AI features are for the subscription owner only

## FAQ

**Is Duck.ai better than Microsoft Copilot?**

It depends on your workflow. Duck.ai is built for everyday questions and drafting where you do not want chats tied to an account or used for training, and trying several models in one place. Microsoft Copilot is built for drafting and summarizing inside Word.

**What are the key feature differences between Duck.ai and Microsoft Copilot?**

Duck.ai: Chat with ChatGPT, Claude and other AI models without handing over your data. Microsoft Copilot: Microsoft's AI assistant for chat, writing and research across web, apps and Microsoft 365.

**Does Duck.ai or Microsoft Copilot have a free plan?**

Yes, both do. Duck.ai is freemium and Microsoft Copilot is freemium, and each has a free plan or trial.

**Which is cheaper, Duck.ai or Microsoft Copilot?**

Both can be used for free. Paid plans differ in limits and features, so compare the tiers in the pricing table above.