AI coding agents compared, November 2026

By FinderAtlas · Checked · 5 min read

As of 4 November 2026, most AI coding agents start at $20 a month and top out at $200. GitHub Copilot Pro is the cheapest full plan at $10, and Cline is free if you bring your own API key. The bigger difference is how each one meters usage: five-hour limits, credits or API prices.

All coding agents at a glance

Monthly US prices for individual plans, from each vendor's pricing page on 4 November 2026.

AI coding agent plans, checked 4 Nov 2026
  • Agent: Claude Code

    Works in
    Terminal, IDE, desktop, web
    Free plan
    No
    Entry plan
    Claude Pro, $20
    Top plan
    Claude Ultra, $200
  • Agent: OpenAI Codex

    Works in
    Terminal, IDE, desktop, cloud
    Free plan
    Limited, desktop app
    Entry plan
    ChatGPT Plus, $20
    Top plan
    ChatGPT Pro, $500
  • Agent: Cursor

    Works in
    Editor, cloud agents
    Free plan
    Limited
    Entry plan
    Plus, $8
    Top plan
    Ultra, $200
  • Agent: GitHub Copilot

    Works in
    IDE, terminal, cloud agent
    Free plan
    Yes, 2,000 completions
    Entry plan
    Pro, $10
    Top plan
    Max, $100
  • Agent: Devin (incl. Devin Desktop)

    Works in
    Cloud agent, editor, terminal
    Free plan
    Light quota
    Entry plan
    Pro, $20
    Top plan
    Max, $200
  • Agent: Google Antigravity

    Works in
    Desktop IDE, terminal
    Free plan
    Yes, weekly limits
    Entry plan
    Google AI Plus, $4.99
    Top plan
    Google AI Ultra, $199.99
  • Agent: Kiro

    Works in
    IDE, terminal, web
    Free plan
    50 credits
    Entry plan
    Pro, $20
    Top plan
    Power, $200
  • Agent: Cline

    Works in
    VS Code, JetBrains, terminal
    Free plan
    Open source; pay for models
    Entry plan
    ClinePass, $9.99 (optional)
    Top plan
    Enterprise, custom
  • Agent: Augment Code

    Works in
    Cloud agents, IDE, terminal
    Free plan
    No
    Entry plan
    Standard, $20
    Top plan
    Business, $100
  • Agent: Factory

    Works in
    Desktop, terminal
    Free plan
    No
    Entry plan
    Pro, $20
    Top plan
    Max, $200

Codex Free and Go use one model in the desktop app only. Cursor Plus runs Cursor's own and Grok models only; third-party models start on Premium ($30).

What changed in 2026

  • Google Jules is shutting down. Google's changelog (29 Oct) says sessions can be finished until 11 November 2026; Jules is then read-only until it closes on 31 December. Google points users to Antigravity.
  • Claude's Max 20x plan is now Ultra (30 Oct), still $200 a month, with 10x Pro usage per week and no five-hour limit for verified accounts.
  • Cursor joined xAI's X Subscription (12 Oct). New plans are Plus $8, Premium $30, Super $100 and Ultra $200, with a weekly usage pool shared with Grok. Old Pro and Pro+ plans keep working as legacy plans.
  • Windsurf became Devin Desktop (2 Jun) and now shares Devin's plans. Windsurf for JetBrains continues as a separate product.
  • GitHub Copilot moved to AI credits (1 Jun). Each credit is $0.01; completions are free, while agent mode, code review, the cloud agent and the CLI use credits. Copilot Max ($100) launched the same day.
  • Devin cut its team price (14 Apr). The $500-a-month Team plan became Teams at $80 a month plus $40 per developer seat, and the old pay-as-you-go plan became Free.

Which AI coding agent is cheapest?

  • Free with your own key: Cline is open source. You pay your model provider directly, at their API prices.
  • Free plan: Google Antigravity has a free individual plan with weekly limits and unlimited Tab completions. GitHub Copilot Free includes 2,000 completions a month.
  • Cheapest paid: Google AI Plus ($4.99) gives a limited Antigravity plan. Cursor Plus ($8) is cheap but limited to Cursor's own and Grok models. Copilot Pro ($10) includes 1,500 AI credits and premium models.
  • Already paying for a chatbot: ChatGPT Plus includes Codex and Claude Pro includes Claude Code, both at $20, so there may be nothing extra to buy.

How is usage billed?

Two $20 plans can give very different amounts of work. This is how each vendor meters it:

Usage model by agent
  • Agent: Claude Code

    What you get
    Limits per five hours and per week
    When you run out
    Wait, upgrade, or use an API key
  • Agent: OpenAI Codex

    What you get
    Messages per five hours; OpenAI estimates 15–160 on Plus with GPT-6.1 Sol
    When you run out
    Buy credits
  • Agent: Cursor

    What you get
    A weekly pool for Cursor and Grok models
    When you run out
    Third-party models are billed at API list price
  • Agent: GitHub Copilot

    What you get
    AI credits: 1,500 on Pro, 7,000 on Pro+, 20,000 on Max
    When you run out
    Credits at $0.01 each
  • Agent: Devin

    What you get
    Daily and weekly quotas
    When you run out
    Extra usage at API pricing
  • Agent: Kiro

    What you get
    Credits: 1,000 on Pro up to 10,000 on Power
    When you run out
    Add-on credits at $0.04
  • Agent: Augment Code

    What you get
    Usage worth the plan price
    When you run out
    Model API price plus a 40% fee
  • Agent: Factory

    What you get
    Credits with five-hour, 7-day and 30-day limits
    When you run out
    A free open-model pool, then prepaid usage

Terminal, editor or cloud agent?

  • Terminal-first: Claude Code and OpenAI Codex run in your shell and also ship IDE extensions and desktop apps.
  • Editor-first: Cursor, Devin Desktop, Antigravity and Kiro are full editors with an agent built in. Kiro writes a spec (requirements, design, tasks) before it codes.
  • Inside your current IDE: GitHub Copilot and Cline are extensions for VS Code and JetBrains.
  • Background agents: Devin, Augment Code, Factory, Codex Cloud and Copilot's cloud agent take a task and return a pull request.

For head-to-head details, see Claude Code vs Cursor, Claude Code vs Codex and Cursor vs GitHub Copilot, or browse all coding AI tools.

Team plans

Team prices, monthly billing
  • Plan: GitHub Copilot Business

    Price
    $19 per seat
    Notes
    1,900 AI credits per user; Enterprise is $39
  • Plan: Claude Team

    Price
    $25 per seat
    Notes
    $20 billed annually; Premium seats $125
  • Plan: ChatGPT Business (Codex)

    Price
    $25 per seat
    Notes
    $20 billed annually
  • Plan: Cursor Teams

    Price
    $30, $100 or $200 per seat
    Notes
    Plus $0.25 per million tokens on third-party models
  • Plan: Devin Teams

    Price
    $80 plus $40 per seat
    Notes
    Up to 200 users
  • Plan: Factory Teams

    Price
    $60 plus $40 per seat
    Notes
    Up to 10 seats
  • Plan: Augment Code

    Price
    $20 or $100 flat
    Notes
    No per-seat charge, up to 50 seats

What about benchmarks?

There is no current neutral leaderboard. The newest entry in the official SWE-bench Verified data is from February 2026, so it predates every model these agents now use. Vendor-published scores test models, not the agent around them, and each vendor picks its own settings. Treat them as claims and try two agents on your own code instead: most have a free plan or a $20 tier you can cancel.

How we checked

Every plan and price comes from the vendor's pricing page or documentation, opened on 4 November 2026. None of the vendors publish exact quota numbers except where stated. For subscription prices of the chat apps that include these agents, see AI subscription prices.

Frequently asked questions

What is the cheapest AI coding agent?

Cline is free and open source if you pay your model provider directly. Among paid plans, Google AI Plus ($4.99) includes a limited Antigravity plan, Cursor Plus costs $8 with Cursor and Grok models only, and GitHub Copilot Pro costs $10 with premium models.

Is Claude Code free?

No. Claude Code is not on Claude's free plan. It comes with Pro ($20 a month), Max, Ultra and Team, or you can pay per token with an Anthropic API key.

What happened to Windsurf?

Cognition renamed the Windsurf editor Devin Desktop on 2 June 2026. It uses Devin's plans: Free, Pro at $20 and Max at $200. Windsurf for JetBrains continues separately.

Is Google Jules shutting down?

Yes. Google says Jules sessions can be finished until 11 November 2026, after which it is read-only until it closes on 31 December 2026. Google points users to Antigravity.

What is the difference between Cursor Plus and Premium?

Plus ($8) runs only Cursor's own and Grok models, with no cloud agents. Premium ($30) adds third-party models such as Claude and GPT, cloud agents and Bugbot code review, with 4x the Plus usage.

Sources