AI coding agents compared, November 2026
By FinderAtlas · Checked · 5 min read
As of 4 November 2026, most AI coding agents start at $20 a month and top out at $200. GitHub Copilot Pro is the cheapest full plan at $10, and Cline is free if you bring your own API key. The bigger difference is how each one meters usage: five-hour limits, credits or API prices.
All coding agents at a glance
Monthly US prices for individual plans, from each vendor's pricing page on 4 November 2026.
| Agent | Works in | Free plan | Entry plan | Top plan |
|---|---|---|---|---|
| Claude Code | Terminal, IDE, desktop, web | No | Claude Pro, $20 | Claude Ultra, $200 |
| OpenAI Codex | Terminal, IDE, desktop, cloud | Limited, desktop app | ChatGPT Plus, $20 | ChatGPT Pro, $500 |
| Cursor | Editor, cloud agents | Limited | Plus, $8 | Ultra, $200 |
| GitHub Copilot | IDE, terminal, cloud agent | Yes, 2,000 completions | Pro, $10 | Max, $100 |
| Devin (incl. Devin Desktop) | Cloud agent, editor, terminal | Light quota | Pro, $20 | Max, $200 |
| Google Antigravity | Desktop IDE, terminal | Yes, weekly limits | Google AI Plus, $4.99 | Google AI Ultra, $199.99 |
| Kiro | IDE, terminal, web | 50 credits | Pro, $20 | Power, $200 |
| Cline | VS Code, JetBrains, terminal | Open source; pay for models | ClinePass, $9.99 (optional) | Enterprise, custom |
| Augment Code | Cloud agents, IDE, terminal | No | Standard, $20 | Business, $100 |
| Factory | Desktop, terminal | No | Pro, $20 | Max, $200 |
Agent: Claude Code
- Works in
- Terminal, IDE, desktop, web
- Free plan
- No
- Entry plan
- Claude Pro, $20
- Top plan
- Claude Ultra, $200
Agent: OpenAI Codex
- Works in
- Terminal, IDE, desktop, cloud
- Free plan
- Limited, desktop app
- Entry plan
- ChatGPT Plus, $20
- Top plan
- ChatGPT Pro, $500
Agent: Cursor
- Works in
- Editor, cloud agents
- Free plan
- Limited
- Entry plan
- Plus, $8
- Top plan
- Ultra, $200
Agent: GitHub Copilot
- Works in
- IDE, terminal, cloud agent
- Free plan
- Yes, 2,000 completions
- Entry plan
- Pro, $10
- Top plan
- Max, $100
Agent: Devin (incl. Devin Desktop)
- Works in
- Cloud agent, editor, terminal
- Free plan
- Light quota
- Entry plan
- Pro, $20
- Top plan
- Max, $200
Agent: Google Antigravity
- Works in
- Desktop IDE, terminal
- Free plan
- Yes, weekly limits
- Entry plan
- Google AI Plus, $4.99
- Top plan
- Google AI Ultra, $199.99
Agent: Kiro
- Works in
- IDE, terminal, web
- Free plan
- 50 credits
- Entry plan
- Pro, $20
- Top plan
- Power, $200
Agent: Cline
- Works in
- VS Code, JetBrains, terminal
- Free plan
- Open source; pay for models
- Entry plan
- ClinePass, $9.99 (optional)
- Top plan
- Enterprise, custom
Agent: Augment Code
- Works in
- Cloud agents, IDE, terminal
- Free plan
- No
- Entry plan
- Standard, $20
- Top plan
- Business, $100
Agent: Factory
- Works in
- Desktop, terminal
- Free plan
- No
- Entry plan
- Pro, $20
- Top plan
- Max, $200
Codex Free and Go use one model in the desktop app only. Cursor Plus runs Cursor's own and Grok models only; third-party models start on Premium ($30).
What changed in 2026
- Google Jules is shutting down. Google's changelog (29 Oct) says sessions can be finished until 11 November 2026; Jules is then read-only until it closes on 31 December. Google points users to Antigravity.
- Claude's Max 20x plan is now Ultra (30 Oct), still $200 a month, with 10x Pro usage per week and no five-hour limit for verified accounts.
- Cursor joined xAI's X Subscription (12 Oct). New plans are Plus $8, Premium $30, Super $100 and Ultra $200, with a weekly usage pool shared with Grok. Old Pro and Pro+ plans keep working as legacy plans.
- Windsurf became Devin Desktop (2 Jun) and now shares Devin's plans. Windsurf for JetBrains continues as a separate product.
- GitHub Copilot moved to AI credits (1 Jun). Each credit is $0.01; completions are free, while agent mode, code review, the cloud agent and the CLI use credits. Copilot Max ($100) launched the same day.
- Devin cut its team price (14 Apr). The $500-a-month Team plan became Teams at $80 a month plus $40 per developer seat, and the old pay-as-you-go plan became Free.
Which AI coding agent is cheapest?
- Free with your own key: Cline is open source. You pay your model provider directly, at their API prices.
- Free plan: Google Antigravity has a free individual plan with weekly limits and unlimited Tab completions. GitHub Copilot Free includes 2,000 completions a month.
- Cheapest paid: Google AI Plus ($4.99) gives a limited Antigravity plan. Cursor Plus ($8) is cheap but limited to Cursor's own and Grok models. Copilot Pro ($10) includes 1,500 AI credits and premium models.
- Already paying for a chatbot: ChatGPT Plus includes Codex and Claude Pro includes Claude Code, both at $20, so there may be nothing extra to buy.
How is usage billed?
Two $20 plans can give very different amounts of work. This is how each vendor meters it:
| Agent | What you get | When you run out |
|---|---|---|
| Claude Code | Limits per five hours and per week | Wait, upgrade, or use an API key |
| OpenAI Codex | Messages per five hours; OpenAI estimates 15–160 on Plus with GPT-6.1 Sol | Buy credits |
| Cursor | A weekly pool for Cursor and Grok models | Third-party models are billed at API list price |
| GitHub Copilot | AI credits: 1,500 on Pro, 7,000 on Pro+, 20,000 on Max | Credits at $0.01 each |
| Devin | Daily and weekly quotas | Extra usage at API pricing |
| Kiro | Credits: 1,000 on Pro up to 10,000 on Power | Add-on credits at $0.04 |
| Augment Code | Usage worth the plan price | Model API price plus a 40% fee |
| Factory | Credits with five-hour, 7-day and 30-day limits | A free open-model pool, then prepaid usage |
Agent: Claude Code
- What you get
- Limits per five hours and per week
- When you run out
- Wait, upgrade, or use an API key
Agent: OpenAI Codex
- What you get
- Messages per five hours; OpenAI estimates 15–160 on Plus with GPT-6.1 Sol
- When you run out
- Buy credits
Agent: Cursor
- What you get
- A weekly pool for Cursor and Grok models
- When you run out
- Third-party models are billed at API list price
Agent: GitHub Copilot
- What you get
- AI credits: 1,500 on Pro, 7,000 on Pro+, 20,000 on Max
- When you run out
- Credits at $0.01 each
Agent: Devin
- What you get
- Daily and weekly quotas
- When you run out
- Extra usage at API pricing
Agent: Kiro
- What you get
- Credits: 1,000 on Pro up to 10,000 on Power
- When you run out
- Add-on credits at $0.04
Agent: Augment Code
- What you get
- Usage worth the plan price
- When you run out
- Model API price plus a 40% fee
Agent: Factory
- What you get
- Credits with five-hour, 7-day and 30-day limits
- When you run out
- A free open-model pool, then prepaid usage
Terminal, editor or cloud agent?
- Terminal-first: Claude Code and OpenAI Codex run in your shell and also ship IDE extensions and desktop apps.
- Editor-first: Cursor, Devin Desktop, Antigravity and Kiro are full editors with an agent built in. Kiro writes a spec (requirements, design, tasks) before it codes.
- Inside your current IDE: GitHub Copilot and Cline are extensions for VS Code and JetBrains.
- Background agents: Devin, Augment Code, Factory, Codex Cloud and Copilot's cloud agent take a task and return a pull request.
For head-to-head details, see Claude Code vs Cursor, Claude Code vs Codex and Cursor vs GitHub Copilot, or browse all coding AI tools.
Team plans
| Plan | Price | Notes |
|---|---|---|
| GitHub Copilot Business | $19 per seat | 1,900 AI credits per user; Enterprise is $39 |
| Claude Team | $25 per seat | $20 billed annually; Premium seats $125 |
| ChatGPT Business (Codex) | $25 per seat | $20 billed annually |
| Cursor Teams | $30, $100 or $200 per seat | Plus $0.25 per million tokens on third-party models |
| Devin Teams | $80 plus $40 per seat | Up to 200 users |
| Factory Teams | $60 plus $40 per seat | Up to 10 seats |
| Augment Code | $20 or $100 flat | No per-seat charge, up to 50 seats |
Plan: GitHub Copilot Business
- Price
- $19 per seat
- Notes
- 1,900 AI credits per user; Enterprise is $39
Plan: Claude Team
- Price
- $25 per seat
- Notes
- $20 billed annually; Premium seats $125
Plan: ChatGPT Business (Codex)
- Price
- $25 per seat
- Notes
- $20 billed annually
Plan: Cursor Teams
- Price
- $30, $100 or $200 per seat
- Notes
- Plus $0.25 per million tokens on third-party models
Plan: Devin Teams
- Price
- $80 plus $40 per seat
- Notes
- Up to 200 users
Plan: Factory Teams
- Price
- $60 plus $40 per seat
- Notes
- Up to 10 seats
Plan: Augment Code
- Price
- $20 or $100 flat
- Notes
- No per-seat charge, up to 50 seats
What about benchmarks?
There is no current neutral leaderboard. The newest entry in the official SWE-bench Verified data is from February 2026, so it predates every model these agents now use. Vendor-published scores test models, not the agent around them, and each vendor picks its own settings. Treat them as claims and try two agents on your own code instead: most have a free plan or a $20 tier you can cancel.
How we checked
Every plan and price comes from the vendor's pricing page or documentation, opened on 4 November 2026. None of the vendors publish exact quota numbers except where stated. For subscription prices of the chat apps that include these agents, see AI subscription prices.
Frequently asked questions
What is the cheapest AI coding agent?
Cline is free and open source if you pay your model provider directly. Among paid plans, Google AI Plus ($4.99) includes a limited Antigravity plan, Cursor Plus costs $8 with Cursor and Grok models only, and GitHub Copilot Pro costs $10 with premium models.
Is Claude Code free?
No. Claude Code is not on Claude's free plan. It comes with Pro ($20 a month), Max, Ultra and Team, or you can pay per token with an Anthropic API key.
What happened to Windsurf?
Cognition renamed the Windsurf editor Devin Desktop on 2 June 2026. It uses Devin's plans: Free, Pro at $20 and Max at $200. Windsurf for JetBrains continues separately.
Is Google Jules shutting down?
Yes. Google says Jules sessions can be finished until 11 November 2026, after which it is read-only until it closes on 31 December 2026. Google points users to Antigravity.
What is the difference between Cursor Plus and Premium?
Plus ($8) runs only Cursor's own and Grok models, with no cloud agents. Premium ($30) adds third-party models such as Claude and GPT, cloud agents and Bugbot code review, with 4x the Plus usage.
Sources
- Claude pricing
- Codex pricing (OpenAI)
- Cursor pricing
- xAI: X Subscription
- GitHub Copilot plans
- GitHub changelog: Copilot billing, 1 June 2026
- Devin pricing
- Windsurf is now Devin Desktop
- Cognition: new self-serve plans for Devin
- Google Antigravity pricing
- Jules changelog
- Kiro pricing
- Cline pricing
- ClinePass docs
- Augment Code pricing
- Augment token-based pricing
- Factory pricing
- SWE-bench leaderboard data