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Code By AI vs Cursor

Features, pricing, ratings, and pros and cons, side by side.

Code By AI logo

Code By AI

One API key for Claude Code, Codex and Gemini — billed per token, from 1/6 of the official price.

Paid
Visit websiteView details
Cursor logo

Cursor

AI coding agent and VS Code-based editor for multi-file edits and cloud agents

5.0(1 review)Freemium
Visit websiteView details

Verdict

Code By AI and Cursor are both Coding AI tools. Only Cursor has a free plan or trial. Only Code By AI offers an API. Only Cursor is available on Windows, macOS and iOS.

Best overall

Cursor

  • Software engineers
  • Full-stack developers
  • Engineering teams
  • Enterprises

Choose Code By AI if

  • You want a tool built for developers who code with Claude Code, Codex or Gemini CLI.

Choose Cursor if

  • You want a tool built for Multi-file feature work, codebase-wide refactoring, delegating tasks to background agents, reviewing pull requests.
  • Familiar VS Code-based editor with extension and keybinding support.
  • Local and cloud agents that can run in parallel on multi-file tasks.
Best value
Cursor
Best for beginners
Code By AI
Best for business
Cursor

Features

13 features compared.

  • One API key for Claude Code, Codex and Gemini CLI
    Code By AI
    Available
    Cursor
    Not available
  • One OpenAI-compatible endpoint
    Code By AI
    Available
    Cursor
    Not available
  • Pay per token from 1/6 of official prices
    Code By AI
    Available
    Cursor
    Not available
  • Agents
    Code By AI
    Not available
    Cursor
    Available
  • Cloud agents
    Code By AI
    Not available
    Cursor
    Available
  • Tab and inline edits
    Code By AI
    Not available
    Cursor
    Available
  • Codebase indexing
    Code By AI
    Not available
    Cursor
    Available
  • Model choice
    Code By AI
    Not available
    Cursor
    Available
  • Bugbot code review
    Code By AI
    Not available
    Cursor
    Available
  • CLI
    Code By AI
    Not available
    Cursor
    Available
  • Slack app and iOS app
    Code By AI
    Not available
    Cursor
    Available
  • Marketplace and rules
    Code By AI
    Not available
    Cursor
    Available
  • Privacy mode
    Code By AI
    Not available
    Cursor
    Available

Pricing

Plans as listed by each vendor. Check their sites for current prices.

  • Pricing model
    Code By AI
    Paid
    Cursor
    Freemium
  • Free plan
    Code By AI
    No
    Cursor
    Yes
  • Starting price
    Code By AI
    0
    Cursor
    $0
  • Plans
    Code By AI
    1 plan
    Cursor
    7 plans

Code By AI plans

  • Pay per token

    0/month

    Pay per token from 1/6 of official prices across 21 models. Top up a balance; no subscription.

    • One API key for Claude Code, Codex and Gemini CLI
    • One OpenAI-compatible endpoint
    • 21 models
    • Pay per token from 1/6 of official prices
    • No subscription

Cursor plans

  • Free

    $0

    Limited usage for trying Cursor and Grok.

    • Limited usage
    • Limited chat requests
    • Limited agent requests

  • Plus

    $8/month

    Basic usage pool, Grok models only.

    • Basic shared usage pool
    • Grok models only
    • Cursor agent
    • Grok API access

  • Premium

    Most popular

    $30/month

    4x the usage of Plus, recommended for new AI users.

    • 4x Plus usage
    • Latest Grok models
    • Cloud agents and automations
    • Bugbot code reviews
    • Third-party models at API list price

  • Super

    $100/month

    15x the usage of Plus, for daily agent users.

    • 15x Plus usage
    • Everything in Premium
    • Priority model access at peak times

  • Ultra

    $200/month

    50x the usage of Plus, for power users.

    • 50x Plus usage
    • Everything in Super
    • Earliest access to new products and models

  • Teams

    $30/user/mo

    Per-seat plans with pooled admin controls; seats are Premium $30, Super $100 or Ultra $200 per user per month.

    • Premium $30
    • Super $100 or Ultra $200 seats
    • Weekly usage pool per seat
    • Centralized billing
    • Usage analytics
    • Team privacy settings
    • SAML/OIDC SSO
    • Team marketplace

  • Enterprise

    Custom/custom

    Invoicing, pooled usage and advanced security.

    • Invoice and PO billing
    • SCIM
    • Audit logs
    • Granular spend controls
    • Repository and MCP access controls
    • Priority support

Our ratings

Scored out of 10 by the Finder Atlas editorial team. Last reviewed November 2026.

Code By AI
Not rated yet
Cursor
8.7overall

  • Inline Code Completion

    Code By AI
    Not rated
    Cursor
    9.2

  • Codebase Indexing & Context

    Code By AI
    Not rated
    Cursor
    9.0

  • Multi-file Agentic Edits

    Code By AI
    Not rated
    Cursor
    9.3

  • IDE & Extension Compatibility

    Code By AI
    Not rated
    Cursor
    9.0

  • Pricing Clarity

    Code By AI
    Not rated
    Cursor
    6.8

Scores weigh documented features, plan value, platform coverage, integrations and user feedback. A missing score means we have not rated that area yet.

Pros and cons

Cursor

Pros

  • Familiar VS Code-based editor with extension and keybinding support
  • Local and cloud agents that can run in parallel on multi-file tasks
  • Choice of models from several providers, including Cursor's own
  • Covers editor, CLI, web, Slack, iOS and PR review in one product
  • Privacy mode and SOC 2 and ISO certifications for team use

Cons

  • Third-party model usage is billed separately from the plan at API list price
  • Pricing is bundled with Grok and uses weekly usage pools, which makes costs harder to predict
  • No Android app, and the iOS app only controls local agents
  • Indexing can be heavy on very large repositories

Platforms

  • Web
    Code By AI
    Supported
    Cursor
    Supported
  • Windows
    Code By AI
    Not supported
    Cursor
    Supported
  • macOS
    Code By AI
    Not supported
    Cursor
    Supported
  • iOS
    Code By AI
    Not supported
    Cursor
    Supported
  • Android
    Code By AI
    Not supported
    Cursor
    Not supported
  • API
    Code By AI
    Supported
    Cursor
    Not supported
  • Browser Extension
    Code By AI
    Not supported
    Cursor
    Not supported
  • CLI
    Code By AI
    Supported
    Cursor
    Supported
  • Linux
    Code By AI
    Not supported
    Cursor
    Supported

Integrations

Code By AI

3 integrations
  • Claude Code
  • Codex
  • Gemini CLI

Cursor

4 integrations
  • GitHub
  • Slack
  • VS Code extensions
  • MCP servers

Company

  • Company
    Code By AI
    Not listed
    Cursor
    Anysphere
  • Headquarters
    Code By AI
    Not listed
    Cursor
    San Francisco, CA
  • Monthly users
    Code By AI
    1277
    Cursor
    Not listed
  • Listing
    Code By AI
    Not claimed
    Cursor
    Claimed

Frequently asked questions

Is Code By AI better than Cursor?

It depends on your workflow. Code By AI is built for developers who code with Claude Code, Codex or Gemini CLI. Cursor is built for Multi-file feature work, codebase-wide refactoring, delegating tasks to background agents, reviewing pull requests.

What are the key feature differences between Code By AI and Cursor?

Code By AI: One API key for Claude Code, Codex and Gemini — billed per token, from 1/6 of the official price. Cursor: AI coding agent and VS Code-based editor for multi-file edits and cloud agents. Cursor is rated 5.0/5 from 1 user review.

Does Code By AI or Cursor have a free plan?

Cursor has a free plan or trial; Code By AI is paid only.

Which is cheaper, Code By AI or Cursor?

Both can be used for free. Paid plans differ in limits and features, so compare the tiers in the pricing table above.