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Cursor vs Factory

Features, pricing, ratings, and pros and cons, side by side.

Cursor logo

Cursor

AI coding agent and VS Code-based editor for multi-file edits and cloud agents

5.0(1 review)Freemium
Visit websiteView details
Factory logo

Factory

Agent-native software development platform where Droids handle full engineering tasks end to end

Paid
Visit websiteView details

Verdict

Cursor and Factory are both Coding AI tools. Cursor scores higher in FinderAtlas's editorial review (8.7 vs 8.2 out of 10). Only Cursor has a free plan or trial. Only Cursor is available on iOS. Only Factory offers an API.

Best overall

Cursor

  • Software engineers
  • Full-stack developers
  • Engineering teams
  • Enterprises

Choose Cursor if

  • You want a tool built for Multi-file feature work, codebase-wide refactoring, delegating tasks to background agents, reviewing pull requests.
  • Familiar VS Code-based editor with extension and keybinding support.
  • Local and cloud agents that can run in parallel on multi-file tasks.

Choose Factory if

  • You want a tool built for delegating backlog tickets, automated pull request review, test generation, incident investigation and long-running refactors or migrations.
  • Covers the full delivery loop: implementation, review, testing, incident response and documentation.
  • Model independence, with a router and bring-your-own-key support for custom models.
Best value
Cursor
Best for beginners
Factory
Best for business
Cursor

Features

19 features compared.

  • Agents
    Cursor
    Available
    Factory
    Not available
  • Cloud agents
    Cursor
    Available
    Factory
    Not available
  • Tab and inline edits
    Cursor
    Available
    Factory
    Not available
  • Codebase indexing
    Cursor
    Available
    Factory
    Not available
  • Model choice
    Cursor
    Available
    Factory
    Not available
  • Bugbot code review
    Cursor
    Available
    Factory
    Not available
  • CLI
    Cursor
    Available
    Factory
    Not available
  • Slack app and iOS app
    Cursor
    Available
    Factory
    Not available
  • Marketplace and rules
    Cursor
    Available
    Factory
    Not available
  • Privacy mode
    Cursor
    Available
    Factory
    Not available
  • Droids
    Cursor
    Not available
    Factory
    Available
  • Droid CLI
    Cursor
    Not available
    Factory
    Available
  • Missions
    Cursor
    Not available
    Factory
    Available
  • Automations
    Cursor
    Not available
    Factory
    Available
  • Droid Computers
    Cursor
    Not available
    Factory
    Available
  • Model Independence
    Cursor
    Not available
    Factory
    Available
  • Human Approval Checkpoints
    Cursor
    Not available
    Factory
    Available
  • Analytics
    Cursor
    Not available
    Factory
    Available
  • Public API
    Cursor
    Not available
    Factory
    Available

Pricing

Plans as listed by each vendor. Check their sites for current prices.

  • Pricing model
    Cursor
    Freemium
    Factory
    Paid
  • Free plan
    Cursor
    Yes
    Factory
    No
  • Starting price
    Cursor
    $0
    Factory
    $20
  • Plans
    Cursor
    7 plans
    Factory
    6 plans

Cursor plans

  • Free

    $0

    Limited usage for trying Cursor and Grok.

    • Limited usage
    • Limited chat requests
    • Limited agent requests

  • Plus

    $8/month

    Basic usage pool, Grok models only.

    • Basic shared usage pool
    • Grok models only
    • Cursor agent
    • Grok API access

  • Premium

    Most popular

    $30/month

    4x the usage of Plus, recommended for new AI users.

    • 4x Plus usage
    • Latest Grok models
    • Cloud agents and automations
    • Bugbot code reviews
    • Third-party models at API list price

  • Super

    $100/month

    15x the usage of Plus, for daily agent users.

    • 15x Plus usage
    • Everything in Premium
    • Priority model access at peak times

  • Ultra

    $200/month

    50x the usage of Plus, for power users.

    • 50x Plus usage
    • Everything in Super
    • Earliest access to new products and models

  • Teams

    $30/user/mo

    Per-seat plans with pooled admin controls; seats are Premium $30, Super $100 or Ultra $200 per user per month.

    • Premium $30
    • Super $100 or Ultra $200 seats
    • Weekly usage pool per seat
    • Centralized billing
    • Usage analytics
    • Team privacy settings
    • SAML/OIDC SSO
    • Team marketplace

  • Enterprise

    Custom/custom

    Invoicing, pooled usage and advanced security.

    • Invoice and PO billing
    • SCIM
    • Audit logs
    • Granular spend controls
    • Repository and MCP access controls
    • Priority support

Factory plans

  • Pro

    $20/month

    Individual developers

    • Desktop
    • CLI and SDK access
    • cloud and local background agents
    • billing and usage stats
    • agent-readiness dashboard

  • Plus

    $100/month

    Heavier individual usage

    • Everything in Pro
    • rolling rate limits about 5x Pro
    • Droid Computers

  • Max

    $200/month

    Highest individual usage

    • Everything in Plus
    • rolling rate limits about 10x Pro
    • early access to new features

  • Teams

    $40/user/mo

    Small teams of up to 10 seats

    • Everything in Pro for the whole team
    • centralized billing
    • plus a $60/month base fee per team

  • Business

    Custom/contact sales

    Organizations needing security and admin controls

    • SSO
    • SAML/SCIM provisioning
    • zero data retention
    • audit logging
    • model access controls
    • org-level deny lists
    • network policy

  • Enterprise

    Custom/contact sales

    Large enterprises

    • Everything in Business
    • unlimited team members
    • dedicated compute
    • on-premise options
    • sub-organizations
    • data residency
    • SLAs

Our ratings

Scored out of 10 by the Finder Atlas editorial team. Last reviewed November 2026.

Cursor
8.7overall
Factory
8.2overall

  • Inline Code Completion

    Cursor
    9.2
    Factory
    Not rated

  • Codebase Indexing & Context

    Cursor
    9.0
    Factory
    Not rated

  • Multi-file Agentic Edits

    Cursor
    9.3
    Factory
    Not rated

  • IDE & Extension Compatibility

    Cursor
    9.0
    Factory
    Not rated

  • Pricing Clarity

    Cursor
    6.8
    Factory
    Not rated

  • Ease of Use

    Cursor
    Not rated
    Factory
    7.8

  • Feature Depth

    Cursor
    Not rated
    Factory
    9.0

  • Value for Money

    Cursor
    Not rated
    Factory
    7.5

  • Performance & Speed

    Cursor
    Not rated
    Factory
    8.2

  • Documentation & Support

    Cursor
    Not rated
    Factory
    8.3

Scores weigh documented features, plan value, platform coverage, integrations and user feedback. A missing score means we have not rated that area yet.

Pros and cons

Cursor

Pros

  • Familiar VS Code-based editor with extension and keybinding support
  • Local and cloud agents that can run in parallel on multi-file tasks
  • Choice of models from several providers, including Cursor's own
  • Covers editor, CLI, web, Slack, iOS and PR review in one product
  • Privacy mode and SOC 2 and ISO certifications for team use

Cons

  • Third-party model usage is billed separately from the plan at API list price
  • Pricing is bundled with Grok and uses weekly usage pools, which makes costs harder to predict
  • No Android app, and the iOS app only controls local agents
  • Indexing can be heavy on very large repositories

Factory

Pros

  • Covers the full delivery loop: implementation, review, testing, incident response and documentation.
  • Model independence, with a router and bring-your-own-key support for custom models.
  • Available in desktop, CLI, web and several IDEs, so work is not tied to one editor.
  • Enterprise controls including SSO, audit logging, zero data retention and on-premise options.
  • Public API and OpenAPI specification for building on top of the platform.

Cons

  • No free tier or trial is listed; the entry plan is $20 per month.
  • Usage limits are given only as multiples of Pro, so actual capacity is hard to estimate.
  • Business and Enterprise pricing is contact-sales only.
  • Droid Computers are limited to Plus and higher plans.

Platforms

  • Web
    Cursor
    Supported
    Factory
    Supported
  • Windows
    Cursor
    Supported
    Factory
    Supported
  • macOS
    Cursor
    Supported
    Factory
    Supported
  • iOS
    Cursor
    Supported
    Factory
    Not supported
  • Android
    Cursor
    Not supported
    Factory
    Not supported
  • API
    Cursor
    Not supported
    Factory
    Supported
  • Browser Extension
    Cursor
    Not supported
    Factory
    Not supported
  • Linux
    Cursor
    Supported
    Factory
    Supported
  • CLI
    Cursor
    Supported
    Factory
    Supported

Integrations

Cursor

4 integrations
  • GitHub
  • Slack
  • VS Code extensions
  • MCP servers

Factory

11 integrations
  • Slack
  • Microsoft Teams
  • Jira
  • Linear
  • GitHub
  • GitLab
  • VS Code
  • Cursor
  • Windsurf
  • JetBrains IDEs
  • Zed

Company

  • Company
    Cursor
    Anysphere
    Factory
    Factory
  • Founded
    Cursor
    Not listed
    Factory
    2023
  • Headquarters
    Cursor
    San Francisco, CA
    Factory
    San Francisco, CA
  • Listing
    Cursor
    Claimed
    Factory
    Claimed

Frequently asked questions

Is Cursor better than Factory?

It depends on your workflow. Cursor is built for Multi-file feature work, codebase-wide refactoring, delegating tasks to background agents, reviewing pull requests. Factory is built for delegating backlog tickets, automated pull request review, test generation, incident investigation and long-running refactors or migrations.

What are the key feature differences between Cursor and Factory?

Cursor: AI coding agent and VS Code-based editor for multi-file edits and cloud agents. Factory: Agent-native software development platform where Droids handle full engineering tasks end to end. Cursor is rated 5.0/5 from 1 user review.

Does Cursor or Factory have a free plan?

Cursor has a free plan or trial; Factory is paid only.

Which is cheaper, Cursor or Factory?

Cursor starts at $0 and Factory starts at $20. See the pricing table above for what each tier includes.