DeepSeek
Free AI chat app and low-cost API running DeepSeek's open-weights V4 models
Free AI chat app and low-cost API running DeepSeek's open-weights V4 models
Microsoft's AI assistant for chat, writing and research across web, apps and Microsoft 365
DeepSeek and Microsoft Copilot are both AI Assistants tools. DeepSeek scores higher in FinderAtlas's editorial review (8.8 vs 8.4 out of 10), led by reasoning & logic. Both have a free plan or trial. Only DeepSeek offers an API.
DeepSeek
19 features compared.
Plans as listed by each vendor. Check their sites for current prices.
$0
Free access to DeepSeek models on web, iOS and Android
$0.15/1M input tokens
Pay as you go; $0.15 cache-miss input and $0.60 output per 1M tokens off-peak, double at peak
$0.66/1M input tokens
Pay as you go; $0.66 cache-miss input and $1.98 output per 1M tokens off-peak, double at peak
$0
Free with a signed-in Microsoft account; some features have usage limits
$9.99/month
One person; includes desktop Office apps and Copilot with higher usage than free
$19.99/month
Up to 6 people on the plan, with AI features for the owner; replaced Copilot Pro
$25.20/user/month
Add-on for small and medium businesses; needs an eligible Microsoft 365 plan
Scored out of 10 by the Finder Atlas editorial team. Last reviewed October 2026.
DeepSeek leads in 1 category and Microsoft Copilot in 1.
Scores weigh documented features, plan value, platform coverage, integrations and user feedback. A missing score means we have not rated that area yet.
Picked by our editors. Not paid placement.
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It depends on your workflow. DeepSeek is built for Low-cost API integration. Microsoft Copilot is built for drafting and summarizing inside Word.
DeepSeek: Free AI chat app and low-cost API running DeepSeek's open-weights V4 models. Microsoft Copilot: Microsoft's AI assistant for chat, writing and research across web, apps and Microsoft 365.
Yes, both do. DeepSeek is freemium and Microsoft Copilot is freemium, and each has a free plan or trial.
Both can be used for free. Paid plans differ in limits and features, so compare the tiers in the pricing table above.