Copilot Free
$0
Free with a signed-in Microsoft account; some features have usage limits
- Chat
- Image creation
- Voice
- Web research
- Copilot apps on web
- desktop and mobile

Microsoft's AI assistant for chat, writing and research across web, apps and Microsoft 365
Microsoft Copilot is Microsoft's AI assistant. People use it to chat, draft and rewrite text, brainstorm, summarize documents, create images and research topics. It is available on the web at copilot.com, as apps for Windows, macOS, iOS, iPadOS and Android, and inside Microsoft 365 apps such as Word, Excel, PowerPoint, Outlook and Teams. A free tier is available with a signed-in account, with usage limits on some features.
Plans as listed by the vendor on . Check their site for current prices.
$0
Free with a signed-in Microsoft account; some features have usage limits
$9.99/month
One person; includes desktop Office apps and Copilot with higher usage than free
$19.99/month
Up to 6 people on the plan, with AI features for the owner; replaced Copilot Pro
$25.20/user/month
Add-on for small and medium businesses; needs an eligible Microsoft 365 plan
Scored out of 10 by the Finder Atlas editorial team.
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Microsoft launched Microsoft 365 Premium at $19.99 per month and stopped selling standalone Copilot Pro.
Microsoft 365 Copilot Business became available for small and medium businesses at $21 per user per month.
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Copilot Free costs nothing with a signed-in Microsoft account, but some features have usage limits. Paid Microsoft 365 plans add Copilot in the desktop Office apps and higher usage. Premium adds the highest consumer usage limits and features such as agentic research and analysis.
Microsoft stopped selling the standalone Copilot Pro subscription and replaced it with Microsoft 365 Premium at $19.99 per month. Premium combines the Family plan with Copilot Pro features.
Yes. For personal accounts there are apps for Windows, macOS, iOS and iPadOS, and Android, plus the web. The Windows app requires a Microsoft account, while the web, mobile and Mac apps also accept an Apple ID or Google Account.
Copilot Chat is included at no extra cost with eligible Microsoft 365 plans. The Microsoft 365 Copilot Business add-on is $21 per user per month with annual billing or $25.20 with monthly billing, and it requires a qualifying Microsoft 365 plan.
Not as a consumer product. Microsoft's pricing page mentions Work IQ APIs for business use, billed by usage, but this page does not describe an open API for the Copilot app itself.
With a work or school account, the Work IQ toggle lets Copilot use your organization's data along with the web. Personal accounts do not have this toggle.
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