Microsoft Copilot logo

Microsoft Copilot

Editor reviewed

Microsoft's AI assistant for chat, writing and research across web, apps and Microsoft 365

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About Microsoft Copilot

Microsoft Copilot is Microsoft's AI assistant. People use it to chat, draft and rewrite text, brainstorm, summarize documents, create images and research topics. It is available on the web at copilot.com, as apps for Windows, macOS, iOS, iPadOS and Android, and inside Microsoft 365 apps such as Word, Excel, PowerPoint, Outlook and Teams. A free tier is available with a signed-in account, with usage limits on some features.

Best for

  • Drafting and summarizing inside Word
  • Outlook and Teams
  • Everyday questions and web research
  • Spreadsheet and presentation help in Microsoft 365
  • Drafting and editing: Write and rewrite emails, reports and documents in Word and Outlook.
  • Spreadsheet analysis: Ask questions about data and get formulas or summaries in Excel.
  • Presentations: Generate slide drafts in PowerPoint from a prompt or a document.
  • Meeting follow-up: Summarize Teams meetings and pull out action items.
  • Research: Use Researcher to collect and summarize information from many sources.

Not ideal for

  • Users who want to use a specific model of their choice
  • Teams not on Microsoft 365

Popular with

  • Microsoft 365 users
  • Office workers
  • Students
  • Small businesses
  • Enterprise teams

Key features

  • Chat
  • Image creation
  • Voice
  • Microsoft 365 integration
  • Cowork
  • Researcher
  • Code
  • Notebook and Guided Learning
  • Work IQ
  • Auto model picker

Pros and cons

Pros

  • Free tier with chat, image creation and voice on web, desktop and mobile
  • Built into Word, Excel, PowerPoint, Outlook and Teams for Microsoft 365 subscribers
  • Copilot Chat is included with eligible business Microsoft 365 plans at no extra cost
  • Enterprise Data Protection and admin controls in business plans
  • Apps for Windows, macOS, iOS and Android

Cons

  • Consumer premium features require a Microsoft 365 subscription; the standalone Copilot Pro plan is no longer sold
  • Copilot Business is an add-on at $21 to $25.20 per user per month on top of a Microsoft 365 plan
  • Usage limits apply to free and lower tiers, and Microsoft does not publish exact numbers on the pricing page
  • Family plan AI features are for the subscription owner only

Pricing

Plans as listed by the vendor on . Check their site for current prices.

See copilot.com

Copilot Free

$0

Free with a signed-in Microsoft account; some features have usage limits

  • Chat
  • Image creation
  • Voice
  • Web research
  • Copilot apps on web
  • desktop and mobile

Microsoft 365 Personal

$9.99/month

One person; includes desktop Office apps and Copilot with higher usage than free

  • Copilot in Word
  • Excel
  • PowerPoint and Outlook
  • Higher usage than free
  • 1 TB storage

Microsoft 365 Premium

Most popular

$19.99/month

Up to 6 people on the plan, with AI features for the owner; replaced Copilot Pro

  • Everything in Family
  • Extensive advanced chat and image creation
  • Premium-only features
  • Limited agentic AI use

Microsoft 365 Copilot Business

$25.20/user/month

Add-on for small and medium businesses; needs an eligible Microsoft 365 plan

  • Copilot in Microsoft 365 apps
  • Chat grounded in work data
  • Enterprise Data Protection
  • Admin controls
  • Adoption analytics

Our ratings

Scored out of 10 by the Finder Atlas editorial team.

8.4overall
Microsoft 365 Integration
9.3
Enterprise Security
8.8
Ease of Use
8.2
Reasoning & Logic
8.0
Value for Money
7.8

Platforms and integrations

Available on

  • Web
  • Windows
  • macOS
  • iOS
  • Android

Works with

  • Microsoft 365
  • Word
  • Excel
  • PowerPoint
  • Outlook
  • Teams
  • OneNote
  • OneDrive
  • Microsoft Edge

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Release history

  1. Microsoft launched Microsoft 365 Premium at $19.99 per month and stopped selling standalone Copilot Pro

    Microsoft launched Microsoft 365 Premium at $19.99 per month and stopped selling standalone Copilot Pro.

  2. Microsoft 365 Copilot Business became available for small and medium businesses at $21 per user per month

    Microsoft 365 Copilot Business became available for small and medium businesses at $21 per user per month.

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Frequently asked questions

What is the difference between Copilot Free and the paid plans?

Copilot Free costs nothing with a signed-in Microsoft account, but some features have usage limits. Paid Microsoft 365 plans add Copilot in the desktop Office apps and higher usage. Premium adds the highest consumer usage limits and features such as agentic research and analysis.

What happened to Copilot Pro?

Microsoft stopped selling the standalone Copilot Pro subscription and replaced it with Microsoft 365 Premium at $19.99 per month. Premium combines the Family plan with Copilot Pro features.

Is there a Microsoft Copilot app?

Yes. For personal accounts there are apps for Windows, macOS, iOS and iPadOS, and Android, plus the web. The Windows app requires a Microsoft account, while the web, mobile and Mac apps also accept an Apple ID or Google Account.

How much does Copilot cost for a business?

Copilot Chat is included at no extra cost with eligible Microsoft 365 plans. The Microsoft 365 Copilot Business add-on is $21 per user per month with annual billing or $25.20 with monthly billing, and it requires a qualifying Microsoft 365 plan.

Does Copilot have a public API?

Not as a consumer product. Microsoft's pricing page mentions Work IQ APIs for business use, billed by usage, but this page does not describe an open API for the Copilot app itself.

Can Copilot use my company data?

With a work or school account, the Work IQ toggle lets Copilot use your organization's data along with the web. Personal accounts do not have this toggle.

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