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Recraft vs Shortcut

Features, pricing, ratings, and pros and cons, side by side.

Shortcut logo

Shortcut

AI agent that builds, audits and edits Excel financial models from plain-language prompts

Freemium
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Verdict

Recraft is listed under Image & Visual AI and Shortcut under Productivity. Recraft scores higher in FinderAtlas's editorial review (8.3 vs 7.6 out of 10), led by value for money. Both have a free plan or trial. Only Recraft is available on iOS, Android and Chrome Extension. Only Shortcut is available on Windows and CLI.

Best overall

Recraft

  • Graphic designers
  • Illustrators
  • Marketers
  • Brand and design teams

Choose Recraft if

  • You want a tool built for vector graphics and icons.
  • Generates editable SVG vectors on every plan, including Free.
  • Custom styles and color palettes keep output consistent with a brand.

Choose Shortcut if

  • You want a tool built for building LBO and DCF and three-statement models quickly, auditing and tracing existing workbooks, repeatable finance workflows via CLI or API.
  • Covers Excel add-in, web, Windows desktop, CLI and API from one product.
  • Finance-specific focus on LBO, DCF and three-statement models with source tracing.
Best for beginners
Recraft
Best for business
Shortcut

Features

18 features compared.

  • Raster and vector generation
    Recraft
    Available
    Shortcut
    Not available
  • Custom styles
    Recraft
    Available
    Shortcut
    Not available
  • Color palettes
    Recraft
    Available
    Shortcut
    Not available
  • Vector Editor and canvas
    Recraft
    Available
    Shortcut
    Not available
  • Image tools
    Recraft
    Available
    Shortcut
    Not available
  • Mockups
    Recraft
    Available
    Shortcut
    Not available
  • Agentic chat and Design Agent
    Recraft
    Available
    Shortcut
    Not available
  • External models
    Recraft
    Available
    Shortcut
    Not available
  • Video generation
    Recraft
    Available
    Shortcut
    Not available
  • Natural-Language Model Building
    Recraft
    Not available
    Shortcut
    Available
  • Spreadsheet Editing and Auditing
    Recraft
    Not available
    Shortcut
    Available
  • Excel Add-in
    Recraft
    Not available
    Shortcut
    Available
  • Desktop Agent
    Recraft
    Not available
    Shortcut
    Available
  • Web App
    Recraft
    Not available
    Shortcut
    Available
  • CLI
    Recraft
    Not available
    Shortcut
    Available
  • Platform API
    Recraft
    Not available
    Shortcut
    Available
  • Reusable Skills and Templates
    Recraft
    Not available
    Shortcut
    Available
  • Enterprise Governance
    Recraft
    Not available
    Shortcut
    Available

Pricing

Plans as listed by each vendor. Check their sites for current prices.

  • Pricing model
    Recraft
    Freemium
    Shortcut
    Freemium
  • Free plan
    Recraft
    Yes
    Shortcut
    Yes
  • Starting price
    Recraft
    $0
    Shortcut
    $0
  • Plans
    Recraft
    4 plans
    Shortcut
    4 plans

Recraft plans

  • Free

    $0

    Daily credits to try image and vector generation; images are public

    • Daily credit allowance
    • Vector generation and Vector Editor
    • Up to 2 images per prompt
    • 3 image uploads per day
    • Public images with no commercial license

  • Basic

    $12/month

    1,000 credits per month for individuals; $10 per month billed annually

    • 1,000 monthly credits
    • Private images
    • Commercial rights
    • Credit top-ups
    • No video generation

  • Pro

    Most popular

    $20/month

    Starts at 2,000 credits per month for $20; larger tiers up to 16,000 credits at $160

    • 2,000 to 16,000 monthly credits
    • Private images
    • Commercial rights
    • Video generation
    • Credit top-ups

  • Teams

    $22/user/mo

    Shared workspace, minimum 2 seats; starts at 2,000 credits per seat per month

    • Shared custom styles
    • Centralized account management
    • SSO
    • Priority support
    • Video generation
    • Credits not shared between members

Shortcut plans

  • Free

    $0

    Entry plan to try the agent

    • 20 weekly credits
    • web app
    • desktop app
    • Excel plugin
    • Google Sheets plugin

  • Pro

    Most popular

    $100/month

    Individual finance professionals

    • 1,000 monthly credits
    • unlimited file creation and edits
    • Platform API access

  • Teams

    $320/month

    Small teams of 2 to 15 seats

    • 1,000 pooled monthly credits plus $100 per seat
    • shared workspace
    • usage analytics
    • centralized billing
    • shared resources

  • Enterprise

    Custom/custom

    Large organizations with custom needs

    • SSO
    • custom permissions
    • BYOK
    • private gateway
    • dedicated support
    • custom contracts and SLAs
    • custom integrations

Our ratings

Scored out of 10 by the Finder Atlas editorial team. Last reviewed October 2026.

Recraft
8.3overall
Shortcut
7.6overall

Recraft leads in 1 category and Shortcut in 0.

  • Vector (.SVG) Quality & Paths

    Recraft
    8.8
    Shortcut
    Not rated

  • Brand Style Consistency

    Recraft
    8.7
    Shortcut
    Not rated

  • Editing Toolset

    Recraft
    8.5
    Shortcut
    Not rated

  • Integrations & API

    Recraft
    8.2
    Shortcut
    Not rated

  • Value for Money

    Recraft leads by 0.7
    Recraft
    7.5
    Shortcut
    6.8

  • Ease of Use

    Recraft
    Not rated
    Shortcut
    8.0

  • Feature Depth

    Recraft
    Not rated
    Shortcut
    8.3

  • Performance & Speed

    Recraft
    Not rated
    Shortcut
    7.8

  • Documentation & Support

    Recraft
    Not rated
    Shortcut
    7.2

Scores weigh documented features, plan value, platform coverage, integrations and user feedback. A missing score means we have not rated that area yet.

Pros and cons

Recraft

Pros

  • Generates editable SVG vectors on every plan, including Free
  • Custom styles and color palettes keep output consistent with a brand
  • Single workspace for generation, vector editing, upscaling, background removal and mockups
  • Gives access to external models such as Flux, GPT Image, Imagen and Nano Banana
  • Paid plans include private images and full commercial rights
  • Apps for iOS and Android, Figma and other plugins, and a public API and MCP server

Cons

  • Free plan images are public and not licensed for commercial use
  • Monthly credits expire each cycle, and costs per image vary by model (for example 2 credits for V4.1 and 10 for V4.1 Pro)
  • Video generation is not available on Free or Basic plans
  • Plan prices depend on credit tier, so cost rises quickly for heavy use

Shortcut

Pros

  • Covers Excel add-in, web, Windows desktop, CLI and API from one product.
  • Finance-specific focus on LBO, DCF and three-statement models with source tracing.
  • Permanent free tier with 20 weekly credits.
  • Enterprise security options include SOC 2 Type II, BYOK and on-premises deployment.
  • Public Platform API with webhooks and an OpenAPI spec.

Cons

  • Pro costs $100/month billed annually, well above general-purpose AI assistants.
  • Credit-based usage (2 to 15 credits per message) makes costs hard to predict; a Trustpilot reviewer reported credits cut after switching to an annual plan and slow support.
  • Desktop agent is listed for Windows only, and there is no mobile app.
  • Published benchmark claims are vendor-run, and the Teams pricing is inconsistent across pages.

Platforms

  • Web
    Recraft
    Supported
    Shortcut
    Supported
  • Windows
    Recraft
    Not supported
    Shortcut
    Supported
  • macOS
    Recraft
    Not supported
    Shortcut
    Not supported
  • iOS
    Recraft
    Supported
    Shortcut
    Not supported
  • Android
    Recraft
    Supported
    Shortcut
    Not supported
  • API
    Recraft
    Supported
    Shortcut
    Supported
  • Browser Extension
    Recraft
    Not supported
    Shortcut
    Not supported
  • Chrome Extension
    Recraft
    Supported
    Shortcut
    Not supported
  • CLI
    Recraft
    Not supported
    Shortcut
    Supported

Integrations

Recraft

5 integrations
  • Figma
  • Framer
  • Google Docs
  • Google Slides
  • Claude (MCP connector)

Shortcut

4 integrations
  • Microsoft Excel
  • Google Sheets
  • Microsoft PowerPoint
  • Microsoft AppSource

Company

  • Company
    Recraft
    Recraft, Inc.
    Shortcut
    Fundamental Research Labs
  • Founded
    Recraft
    2022
    Shortcut
    Not listed
  • Headquarters
    Recraft
    London, UK
    Shortcut
    San Francisco, CA
  • Listing
    Recraft
    Claimed
    Shortcut
    Claimed

Frequently asked questions

Is Recraft better than Shortcut?

It depends on your workflow. Recraft is built for vector graphics and icons. Shortcut is built for building LBO and DCF and three-statement models quickly, auditing and tracing existing workbooks, repeatable finance workflows via CLI or API.

What are the key feature differences between Recraft and Shortcut?

Recraft: AI image and vector design studio with brand styles, editing tools and SVG export. Shortcut: AI agent that builds, audits and edits Excel financial models from plain-language prompts.

Does Recraft or Shortcut have a free plan?

Yes, both do. Recraft is freemium and Shortcut is freemium, and each has a free plan or trial.

Which is cheaper, Recraft or Shortcut?

Both can be used for free. Paid plans differ in limits and features, so compare the tiers in the pricing table above.