Free
$0
Ad-supported core tracking
- Expense and income tracking
- Categories
- Budgets
- Reports
- Split books
- Limited AI entry and chat
Money Tracker Expense & Budget
Expense tracker and budget app with AI voice and receipt entry — no bank login needed.
Freemiummoney.quhou123.comUpdated
About Money Tracker Expense & Budget
Money Tracker is a free (with ads) expense tracker and budget app for Android and iPhone. Log spending by typing, AI voice, or receipt photo — then edit before save. Budgets, multi-currency, AA split, team books. No bank linking. Optional Premium: unlimited AI entry + Android Smart Notification Entry (confirm before save). Google Play: https://play.google.com/store/apps/details?id=com.freeman.moneymanager App Store: https://apps.apple.com/app/id6444122615
Best for
- Manual expense logging without linking a bank
- Splitting trip or shared costs
- Quick entry by voice or receipt photo
- Daily spending log: Record purchases by voice right after paying.
- Monthly budgeting: Set category limits and watch the remaining amount.
- Trip costs: Use a split book to track who paid and who owes whom.
- Household ledger: Share a team book with a partner or family.
Not ideal for
- Users who want automatic bank-feed syncing
- Desktop or web-only users
Popular with
- Individuals
- Travellers
- Couples and families
- Small business owners
- Friends splitting bills
Key features
- Manual entry
- AI voice and receipt entry
- AI assistant
- Budgets
- Reports and charts
- Multi-currency
- Split and team books
- Import and export
- Smart Notification Entry
Pros and cons
Pros
- Free tier covers tracking, budgets, reports and split books
- No bank login required
- Voice and receipt-photo entry with confirmation before saving
- Works without an account, with data kept on the device
- Premium is relatively cheap at $2.99 per month on the US App Store
Cons
- Free version shows ads
- AI entry and chat are limited on the free tier
- No bank-feed sync, so entry is manual or notification-based
- Operator is an individual or small publisher with limited company information
- The privacy policy lists several ad and analytics services (AdMob, Facebook, Adjust)
Pricing
Plans as listed by the vendor on . Check their site for current prices.
Premium Monthly
$2.99/month
Ad-free with extra features
- Unlimited AI entry
- Bill import
- Android Smart Notification Entry
- App lock
- More books and accounts
Premium Yearly
$29.99/year
Same Premium features billed yearly
- Unlimited AI entry
- Bill import
- Android Smart Notification Entry
- App lock
- Team books
Our ratings
Scored out of 10 by the Finder Atlas editorial team.
7.1overall
- Ease of Use
- 8.0
- Value for Money
- 8.0
- Feature Depth
- 7.5
- Privacy & Data Handling
- 6.5
- Transparency
- 5.5
Platforms and integrations
Available on
- Web
- iOS
- Android
Works with
- Apple
- Facebook (sign-in)
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Reviews
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Frequently asked questions
Does Money Tracker connect to my bank account?
No. The site says it never asks for bank login details. Android Premium users can enable notification entry, which adds transactions only after confirmation.
Is it free?
Yes, with ads. Optional Premium removes ads and adds unlimited AI entry, bill import, app lock and more. The US App Store lists $2.99 monthly and $29.99 yearly.
Where is my data stored?
If you do not sign in, records stay on your phone. If you sign in, they are backed up to the developer's server at money.quhou123.com.
Can I delete my data?
The site says you can delete all data from the device and the cloud in Settings, and export it at any time.
Can I split bills with others?
Yes. Split (AA) books are free; team books and smart settle-up require Premium.
Is there a web app?
No. The website is a download page; the product is an iOS and Android app.
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