Duck.ai
Chat with ChatGPT, Claude and other AI models without handing over your data
Freemium
Microsoft Copilot
Microsoft's AI assistant for chat, writing and research across web, apps and Microsoft 365
Freemium
Verdict
Duck.ai and Microsoft Copilot are both AI Assistants tools. Microsoft Copilot scores higher in FinderAtlas's editorial review (8.4 vs 7.8 out of 10). Both have a free plan or trial. Only Microsoft Copilot is available on Windows, macOS and iOS.
Best overall
Microsoft Copilot
- Microsoft 365 users
- Office workers
- Students
- Small businesses
Choose Duck.ai if
- You want a tool built for everyday questions and drafting where you do not want chats tied to an account or used for training, and trying several models in one place.
- Free tier works without an account.
- Personal metadata such as IP address is removed before prompts reach providers.
Choose Microsoft Copilot if
- You want a tool built for drafting and summarizing inside Word.
- Free tier with chat, image creation and voice on web, desktop and mobile.
- Built into Word, Excel, PowerPoint, Outlook and Teams for Microsoft 365 subscribers.
- Best for beginners
- Duck.ai
- Best for business
- Microsoft Copilot
Features
19 features compared.
- Multi-model chatDuck.aiAvailableMicrosoft CopilotNot available
- No account requiredDuck.aiAvailableMicrosoft CopilotNot available
- Metadata removalDuck.aiAvailableMicrosoft CopilotNot available
- No training on chatsDuck.aiAvailableMicrosoft CopilotNot available
- Local recent chatsDuck.aiAvailableMicrosoft CopilotNot available
- Voice chatDuck.aiAvailableMicrosoft CopilotNot available
- Image generationDuck.aiAvailableMicrosoft CopilotNot available
- File and image uploadDuck.aiAvailableMicrosoft CopilotNot available
- Subscription bundleDuck.aiAvailableMicrosoft CopilotNot available
- ChatDuck.aiLimitedMicrosoft CopilotAvailable
- Image creationDuck.aiNot availableMicrosoft CopilotAvailable
- VoiceDuck.aiNot availableMicrosoft CopilotAvailable
- Microsoft 365 integrationDuck.aiNot availableMicrosoft CopilotAvailable
- CoworkDuck.aiNot availableMicrosoft CopilotAvailable
- ResearcherDuck.aiNot availableMicrosoft CopilotAvailable
- CodeDuck.aiNot availableMicrosoft CopilotAvailable
- Notebook and Guided LearningDuck.aiNot availableMicrosoft CopilotAvailable
- Work IQDuck.aiNot availableMicrosoft CopilotAvailable
- Auto model pickerDuck.aiNot availableMicrosoft CopilotAvailable
Limited means partial support or a paid add-on.
Pricing
Plans as listed by each vendor. Check their sites for current prices.
- Pricing modelDuck.aiFreemiumMicrosoft CopilotFreemium
- Free planDuck.aiYesMicrosoft CopilotYes
- Starting priceDuck.ai$0Microsoft Copilot$0
- PlansDuck.ai3 plansMicrosoft Copilot4 plans
Duck.ai plans
Free
$0
No-account access to smaller models within daily limits
- Text chat
- Voice chat
- Image generation
- Daily usage limits
Plus
Most popular$9.99/month
DuckDuckGo subscription with advanced models and privacy bundle
- Advanced models
- Reasoning models
- VPN
- Personal Information Removal
- Identity Theft Restoration
Pro
$19.99/month
Highest reasoning models and doubled usage
- Everything in Plus
- Claude Opus access
- Highest reasoning effort
- 2x Plus usage limits
Microsoft Copilot plans
Copilot Free
$0
Free with a signed-in Microsoft account; some features have usage limits
- Chat
- Image creation
- Voice
- Web research
- Copilot apps on web
- desktop and mobile
Microsoft 365 Personal
$9.99/month
One person; includes desktop Office apps and Copilot with higher usage than free
- Copilot in Word
- Excel
- PowerPoint and Outlook
- Higher usage than free
- 1 TB storage
Microsoft 365 Premium
Most popular$19.99/month
Up to 6 people on the plan, with AI features for the owner; replaced Copilot Pro
- Everything in Family
- Extensive advanced chat and image creation
- Premium-only features
- Limited agentic AI use
Microsoft 365 Copilot Business
$25.20/user/month
Add-on for small and medium businesses; needs an eligible Microsoft 365 plan
- Copilot in Microsoft 365 apps
- Chat grounded in work data
- Enterprise Data Protection
- Admin controls
- Adoption analytics
Our ratings
Scored out of 10 by the Finder Atlas editorial team. Last reviewed October 2026.
- Duck.ai
- 7.8overall
- Microsoft Copilot
- 8.4overall
Duck.ai leads in 2 categories and Microsoft Copilot in 0.
Ease of Use
Duck.ai leads by 0.8- Duck.ai
- 9.0
- Microsoft Copilot
- 8.2
Feature Depth
- Duck.ai
- 7.0
- Microsoft Copilot
- Not rated
Value for Money
Duck.ai leads by 0.2- Duck.ai
- 8.0
- Microsoft Copilot
- 7.8
Performance & Speed
- Duck.ai
- 7.5
- Microsoft Copilot
- Not rated
Documentation & Support
- Duck.ai
- 7.5
- Microsoft Copilot
- Not rated
Microsoft 365 Integration
- Duck.ai
- Not rated
- Microsoft Copilot
- 9.3
Enterprise Security
- Duck.ai
- Not rated
- Microsoft Copilot
- 8.8
Reasoning & Logic
- Duck.ai
- Not rated
- Microsoft Copilot
- 8.0
Scores weigh documented features, plan value, platform coverage, integrations and user feedback. A missing score means we have not rated that area yet.
Pros and cons
Duck.ai
Pros
- Free tier works without an account.
- Personal metadata such as IP address is removed before prompts reach providers.
- Chats are not used for training by DuckDuckGo, and providers agree not to train on them.
- Several providers' models are available from one interface.
- Plus ($9.99/month) bundles a VPN and identity protection services.
Cons
- Free tier is limited by daily usage caps, and the paid limits are not published as numbers.
- Strongest models are subscriber-only, and the top tier costs $19.99/month.
- No public API and no standalone mobile app found.
- Chat history is local by default, so it does not sync across devices without opting into Sync & Backup.
Microsoft Copilot
Pros
- Free tier with chat, image creation and voice on web, desktop and mobile
- Built into Word, Excel, PowerPoint, Outlook and Teams for Microsoft 365 subscribers
- Copilot Chat is included with eligible business Microsoft 365 plans at no extra cost
- Enterprise Data Protection and admin controls in business plans
- Apps for Windows, macOS, iOS and Android
Cons
- Consumer premium features require a Microsoft 365 subscription; the standalone Copilot Pro plan is no longer sold
- Copilot Business is an add-on at $21 to $25.20 per user per month on top of a Microsoft 365 plan
- Usage limits apply to free and lower tiers, and Microsoft does not publish exact numbers on the pricing page
- Family plan AI features are for the subscription owner only
Platforms
- WebDuck.aiSupportedMicrosoft CopilotSupported
- WindowsDuck.aiNot supportedMicrosoft CopilotSupported
- macOSDuck.aiNot supportedMicrosoft CopilotSupported
- iOSDuck.aiNot supportedMicrosoft CopilotSupported
- AndroidDuck.aiNot supportedMicrosoft CopilotSupported
- APIDuck.aiNot supportedMicrosoft CopilotNot supported
- Browser ExtensionDuck.aiNot supportedMicrosoft CopilotNot supported
Integrations
Duck.ai
2 integrations- DuckDuckGo Search
- DuckDuckGo Browser
Microsoft Copilot
9 integrations- Microsoft 365
- Word
- Excel
- PowerPoint
- Outlook
- Teams
- OneNote
- OneDrive
- Microsoft Edge
Company
- CompanyDuck.aiDuckDuckGoMicrosoft CopilotMicrosoft
- FoundedDuck.ai2008Microsoft Copilot1975
- HeadquartersDuck.aiPaoli, PAMicrosoft CopilotRedmond, WA
- ListingDuck.aiClaimedMicrosoft CopilotClaimed
Featured AI Assistants
Picked by our editors. Not paid placement.
Editor's pickClaude
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Editor's pickDeepSeek
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Editor's pickGemini Notebook
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Related comparisons
More AI Assistants tools, head to head.
Duck.ai vs Claude
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- Duck.ai
- Freemium
- Claude
- Rated4.5Freemium
Microsoft Copilot vs Claude
AI Assistants
- Microsoft Copilot
- Freemium
- Claude
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Duck.ai vs DeepSeek
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- Duck.ai
- Freemium
- DeepSeek
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Microsoft Copilot vs DeepSeek
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- Microsoft Copilot
- Freemium
- DeepSeek
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Duck.ai vs Gemini Notebook
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- Duck.ai
- Freemium
- Gemini Notebook
- Freemium
Microsoft Copilot vs Gemini Notebook
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- Microsoft Copilot
- Freemium
- Gemini Notebook
- Freemium
Frequently asked questions
Is Duck.ai better than Microsoft Copilot?
It depends on your workflow. Duck.ai is built for everyday questions and drafting where you do not want chats tied to an account or used for training, and trying several models in one place. Microsoft Copilot is built for drafting and summarizing inside Word.
What are the key feature differences between Duck.ai and Microsoft Copilot?
Duck.ai: Chat with ChatGPT, Claude and other AI models without handing over your data. Microsoft Copilot: Microsoft's AI assistant for chat, writing and research across web, apps and Microsoft 365.
Does Duck.ai or Microsoft Copilot have a free plan?
Yes, both do. Duck.ai is freemium and Microsoft Copilot is freemium, and each has a free plan or trial.
Which is cheaper, Duck.ai or Microsoft Copilot?
Both can be used for free. Paid plans differ in limits and features, so compare the tiers in the pricing table above.