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Microsoft Copilot vs Poe

Features, pricing, ratings, and pros and cons, side by side.

Microsoft Copilot logo

Microsoft Copilot

Microsoft's AI assistant for chat, writing and research across web, apps and Microsoft 365

Freemium
Visit websiteView details

Verdict

Microsoft Copilot and Poe are both AI Assistants tools. Microsoft Copilot scores higher in FinderAtlas's editorial review (8.4 vs 8.0 out of 10), led by ease of use. Both have a free plan or trial. Only Poe offers an API.

Best overall

Microsoft Copilot

  • Microsoft 365 users
  • Office workers
  • Students
  • Small businesses

Choose Microsoft Copilot if

  • You want a tool built for drafting and summarizing inside Word.
  • Free tier with chat, image creation and voice on web, desktop and mobile.
  • Built into Word, Excel, PowerPoint, Outlook and Teams for Microsoft 365 subscribers.

Choose Poe if

  • You want a tool built for comparing answers from several models.
  • One account gives access to models from many AI companies, plus image and video models.
  • Side-by-side comparison of model replies in a single conversation.
Best for beginners
Poe
Best for business
Microsoft Copilot

Features

18 features compared.

  • Chat
    Microsoft Copilot
    Available
    Poe
    Limited
  • Image creation
    Microsoft Copilot
    Available
    Poe
    Not available
  • Voice
    Microsoft Copilot
    Available
    Poe
    Not available
  • Microsoft 365 integration
    Microsoft Copilot
    Available
    Poe
    Not available
  • Cowork
    Microsoft Copilot
    Available
    Poe
    Not available
  • Researcher
    Microsoft Copilot
    Available
    Poe
    Not available
  • Code
    Microsoft Copilot
    Available
    Poe
    Not available
  • Notebook and Guided Learning
    Microsoft Copilot
    Available
    Poe
    Not available
  • Work IQ
    Microsoft Copilot
    Available
    Poe
    Not available
  • Auto model picker
    Microsoft Copilot
    Available
    Poe
    Not available
  • Multi-model chat
    Microsoft Copilot
    Not available
    Poe
    Available
  • Custom bot library
    Microsoft Copilot
    Not available
    Poe
    Available
  • Bot creation
    Microsoft Copilot
    Not available
    Poe
    Available
  • Creator monetization
    Microsoft Copilot
    Not available
    Poe
    Available
  • Poe API
    Microsoft Copilot
    Not available
    Poe
    Available
  • Image and video generation
    Microsoft Copilot
    Not available
    Poe
    Available
  • Multiple API keys
    Microsoft Copilot
    Not available
    Poe
    Available
  • Apps on several platforms
    Microsoft Copilot
    Not available
    Poe
    Available

Limited means partial support or a paid add-on.

Pricing

Plans as listed by each vendor. Check their sites for current prices.

  • Pricing model
    Microsoft Copilot
    Freemium
    Poe
    Freemium
  • Free plan
    Microsoft Copilot
    Yes
    Poe
    Yes
  • Starting price
    Microsoft Copilot
    $0
    Poe
    $0
  • Plans
    Microsoft Copilot
    4 plans
    Poe
    6 plans

Microsoft Copilot plans

  • Copilot Free

    $0

    Free with a signed-in Microsoft account; some features have usage limits

    • Chat
    • Image creation
    • Voice
    • Web research
    • Copilot apps on web
    • desktop and mobile

  • Microsoft 365 Personal

    $9.99/month

    One person; includes desktop Office apps and Copilot with higher usage than free

    • Copilot in Word
    • Excel
    • PowerPoint and Outlook
    • Higher usage than free
    • 1 TB storage

  • Microsoft 365 Premium

    Most popular

    $19.99/month

    Up to 6 people on the plan, with AI features for the owner; replaced Copilot Pro

    • Everything in Family
    • Extensive advanced chat and image creation
    • Premium-only features
    • Limited agentic AI use

  • Microsoft 365 Copilot Business

    $25.20/user/month

    Add-on for small and medium businesses; needs an eligible Microsoft 365 plan

    • Copilot in Microsoft 365 apps
    • Chat grounded in work data
    • Enterprise Data Protection
    • Admin controls
    • Adoption analytics

Poe plans

  • Free

    $0

    Small daily point allowance for basic models

    • Daily point refresh
    • Access to basic models and bots

  • Starter

    $4.99/month

    10,000 points per day

    • Daily points
    • Access to models and bots

  • Premium

    Most popular

    $19.99/month

    660,000 points per month

    • Monthly points
    • Premium models
    • Image and video models
    • API access

  • Premium Plus

    $49.99/month

    1.65M points per month

    • Monthly points
    • Premium models
    • API access

  • Pro

    $99.99/month

    3.3M points per month

    • Monthly points
    • Premium models
    • API access

  • Pro Max

    $249.99/month

    8.25M points per month

    • Monthly points
    • Premium models
    • API access

Our ratings

Scored out of 10 by the Finder Atlas editorial team. Last reviewed October 2026.

Microsoft Copilot
8.4overall
Poe
8.0overall

Microsoft Copilot leads in 1 category and Poe in 0.

  • Microsoft 365 Integration

    Microsoft Copilot
    9.3
    Poe
    Not rated

  • Enterprise Security

    Microsoft Copilot
    8.8
    Poe
    Not rated

  • Ease of Use

    Microsoft Copilot leads by 0.2
    Microsoft Copilot
    8.2
    Poe
    8.0

  • Reasoning & Logic

    Microsoft Copilot
    8.0
    Poe
    Not rated

  • Value for Money

    Microsoft Copilot
    7.8
    Poe
    Not rated

  • Model Variety

    Microsoft Copilot
    Not rated
    Poe
    9.3

  • Bot Ecosystem

    Microsoft Copilot
    Not rated
    Poe
    8.6

  • Pricing Transparency

    Microsoft Copilot
    Not rated
    Poe
    6.5

  • Developer Tools

    Microsoft Copilot
    Not rated
    Poe
    7.8

Scores weigh documented features, plan value, platform coverage, integrations and user feedback. A missing score means we have not rated that area yet.

Pros and cons

Microsoft Copilot

Pros

  • Free tier with chat, image creation and voice on web, desktop and mobile
  • Built into Word, Excel, PowerPoint, Outlook and Teams for Microsoft 365 subscribers
  • Copilot Chat is included with eligible business Microsoft 365 plans at no extra cost
  • Enterprise Data Protection and admin controls in business plans
  • Apps for Windows, macOS, iOS and Android

Cons

  • Consumer premium features require a Microsoft 365 subscription; the standalone Copilot Pro plan is no longer sold
  • Copilot Business is an add-on at $21 to $25.20 per user per month on top of a Microsoft 365 plan
  • Usage limits apply to free and lower tiers, and Microsoft does not publish exact numbers on the pricing page
  • Family plan AI features are for the subscription owner only

Poe

Pros

  • One account gives access to models from many AI companies, plus image and video models
  • Side-by-side comparison of model replies in a single conversation
  • Large library of user-made bots, and tools to build and monetize your own
  • OpenAI-compatible API that uses the same point balance
  • Entry paid plan costs $4.99 per month, and a free tier is available

Cons

  • Points are used at different rates by each model, so heavy use of top models can drain an allowance quickly
  • Reported cuts to the free daily allowance and Premium monthly points in 2026
  • Bot quality varies widely and bots can be hard to discover
  • No published compliance certifications such as SOC 2 or HIPAA were found
  • Provider-specific features like ChatGPT's GPTs or Claude's Projects are not available

Platforms

  • Web
    Microsoft Copilot
    Supported
    Poe
    Supported
  • Windows
    Microsoft Copilot
    Supported
    Poe
    Supported
  • macOS
    Microsoft Copilot
    Supported
    Poe
    Supported
  • iOS
    Microsoft Copilot
    Supported
    Poe
    Supported
  • Android
    Microsoft Copilot
    Supported
    Poe
    Supported
  • API
    Microsoft Copilot
    Not supported
    Poe
    Supported
  • Browser Extension
    Microsoft Copilot
    Not supported
    Poe
    Not supported

Integrations

Microsoft Copilot

9 integrations
  • Microsoft 365
  • Word
  • Excel
  • PowerPoint
  • Outlook
  • Teams
  • OneNote
  • OneDrive
  • Microsoft Edge

Poe

No integrations listed.

Company

  • Company
    Microsoft Copilot
    Microsoft
    Poe
    Quora
  • Founded
    Microsoft Copilot
    1975
    Poe
    2009
  • Headquarters
    Microsoft Copilot
    Redmond, WA
    Poe
    Mountain View, CA
  • Listing
    Microsoft Copilot
    Claimed
    Poe
    Claimed

Frequently asked questions

Is Microsoft Copilot better than Poe?

It depends on your workflow. Microsoft Copilot is built for drafting and summarizing inside Word. Poe is built for comparing answers from several models.

What are the key feature differences between Microsoft Copilot and Poe?

Microsoft Copilot: Microsoft's AI assistant for chat, writing and research across web, apps and Microsoft 365. Poe: Chat with many AI models, image tools and custom bots through one account.

Does Microsoft Copilot or Poe have a free plan?

Yes, both do. Microsoft Copilot is freemium and Poe is freemium, and each has a free plan or trial.

Which is cheaper, Microsoft Copilot or Poe?

Both can be used for free. Paid plans differ in limits and features, so compare the tiers in the pricing table above.